Terms of Service

1. Acceptance of Terms

Welcome to Humanity Labs Inc. ("Humanity Labs," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website located at www.humanitylabs.ai (the "Website") and any related services provided through the Website.

By accessing or using our Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Website.

These Terms apply only to your use of our public Website. Our Wealthgain managed services are governed by separate service agreements with specific terms and conditions.

2. Description of Services

2.1 Website Services

Our Website provides information about Humanity Labs and our Wealthgain digital workforce services, including:

• Company and service information
• Educational content and resources
• Industry insights and thought leadership
• Contact forms and inquiry submission
• Access to whitepapers, case studies, and other materials
• Registration for webinars and events

2.2 Business Focus

Humanity Labs provides AI-powered digital workforce solutions specifically designed for registered investment advisors (RIAs) and wealth management firms. Our Website serves as an informational resource for potential customers and industry professionals.

3. Acceptable Use

3.1 Permitted Uses

You may use our Website for lawful business purposes, including:

• Learning about our services and capabilities
• Accessing educational content and resources
• Submitting legitimate business inquiries
• Registering for events and webinars
• Downloading materials for your business evaluation

3.2 Prohibited Uses

You agree not to use our Website to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to our systems
• Interfere with the Website's operation or security
• Submit false, misleading, or fraudulent information
• Use automated tools to scrape or harvest content
• Engage in any activity that could damage our reputation
• Resell, redistribute, or commercialize our content without permission

3.3 Business Conduct

As our Website serves professional audiences, you agree to:

• Provide accurate information in any forms or communications
• Respect the professional nature of our content and community
• Use our resources for legitimate business evaluation purposes
• Maintain confidentiality of any proprietary information shared

4. Intellectual Property Rights

4.1 Our Content

All content on our Website, including but not limited to text, graphics, logos, images, videos, software, and other materials (collectively, "Content"), is owned by Humanity Labs or our licensors and is protected by copyright, trademark, and other intellectual property laws.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Website and Content solely for your personal business evaluation purposes. This license does not include the right to:

• Modify, copy, distribute, or create derivative works
• Use our Content for commercial purposes without permission
• Remove or alter any copyright, trademark, or other proprietary notices
• Reverse engineer or attempt to extract source code

4.3 Trademarks

"Humanity Labs," "Wealthgain," our logos, and other marks used on our Website are trademarks of Humanity Labs Inc. You may not use these trademarks without our prior written consent.

4.4 Your Content

When you submit content to us through forms, emails, or other communications, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and display such content for business purposes, including responding to your inquiries and improving our services.

5. User Accounts and Registration

5.1 Account Creation

Some features of our Website may require registration or account creation. When creating an account, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us promptly of any unauthorized use
• Accept responsibility for all activities under your account

5.2 Account Termination

We reserve the right to suspend or terminate accounts that violate these Terms or engage in inappropriate conduct.

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Website, you consent to our Privacy Policy.

7. Disclaimers and Warranties

7.1 Website "As Is"

OUR WEBSITE AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

7.2 No Professional Advice

The information on our Website is for general informational purposes only and does not constitute professional, financial, legal, or investment advice. You should consult with qualified professionals before making business decisions based on information from our Website.

7.3 No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, accuracy, or reliability of the Content on our Website.

7.4 Third-Party Content

Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of service of these third-party sites.

8. Limitation of Liability

8.1 Liability Limitations

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HUMANITY LABS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM OR RELATED TO YOUR USE OF OUR WEBSITE.

8.2 Maximum Liability

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID TO ACCESS OUR WEBSITE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

8.3 Time Limitation

Any claim against us must be brought within one (1) year of the date the claim arose or such claim will be forever barred.

9. Indemnification

You agree to indemnify, defend, and hold harmless Humanity Labs, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of our Website
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or transmit through our Website

10. Digital Millennium Copyright Act (DMCA)

10.1 Copyright Policy

We respect intellectual property rights and expect our users to do the same. We will respond to valid DMCA takedown notices and may terminate accounts of repeat infringers.

10.2 DMCA Notice

If you believe content on our Website infringes your copyright, please send a written notice to our designated agent at:

Your notice must include the required information specified in the DMCA, including identification of the copyrighted work and the allegedly infringing material.

11. Modifications to Terms

11.1 Right to Modify

We reserve the right to modify these Terms at any time. When we make changes, we will:

• Update the "Last Updated" date at the top of these Terms
• Post the revised Terms on our Website
• Provide notice of material changes via email or Website notification

11.2 Acceptance of Changes

Your continued use of our Website after changes to these Terms constitutes acceptance of the revised Terms. If you do not agree to the changes, you must stop using our Website.

12. Termination

12.1 Termination by You

You may stop using our Website at any time. If you have an account, you may delete it or contact us to request account deletion.

12.2 Termination by Us

We may suspend or terminate your access to our Website at any time, with or without cause, including if you violate these Terms. Upon termination:

• Your right to use our Website will cease immediately
• We may delete your account and any associated data
• Provisions that by their nature should survive will remain in effect

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any legal action must be brought in the state or federal courts located in California.

13.2 Dispute Resolution

Before filing any lawsuit, you agree to first contact us at legal@humanitylabs.ai to attempt to resolve any disputes informally. We are committed to working with you to resolve issues in good faith.

13.3 Class Action Waiver

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Humanity Labs regarding your use of our Website.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

14.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

14.4 Assignment

You may not assign or transfer your rights under these Terms without our prior written consent. We may assign these Terms without restriction.

14.5 Force Majeure

We are not liable for any delay or failure to perform due to circumstances beyond our reasonable control, including natural disasters, cyber attacks, or government actions.

14.6 Survival

Provisions that by their nature should survive termination will survive, including intellectual property rights, disclaimers, limitation of liability, and governing law provisions.

15. Contact Information

If you have questions about these Terms, please contact us at:

16. Additional Terms for Specific Services

16.1 Webinars and Events

Participation in our webinars, events, or educational programs may be subject to additional terms and conditions, which will be provided at registration.

16.2 Downloaded Materials

Whitepapers, case studies, and other downloadable materials are provided for your business evaluation purposes only and remain subject to our intellectual property rights.

16.3 Beta or Preview Services

If we offer beta or preview versions of services through our Website, such services are provided "as is" without warranties and may be discontinued at any time.